Disclaimer

Ownership of the website

This website (hereafter referred to as “wealthÖphilia.com website”) belongs to WealthÖphilia (hereafter referred to as “wealthÖphilia.com”), a company based in Mumbai, India.

Accuracy and up-to-datedness of the information

The content of the wealthÖphilia.com website is provided for information purposes only. Although wealthÖphilia.com takes all reasonable care to ensure that the information on this website is correct at the time of publication, it makes no representation or warranty (including liability towards third parties), express or implied, regarding the accuracy, reliability or completeness of the information provided. The information provided on the wealthÖphilia.com website may be modified at any time without prior notice. The posting of any information on the website should not be understood to imply that there have been no changes since the information was filed with the relevant regulatory authority or since it was published or that the information is accurate at any time after publication. By accessing the wealthÖphilia.com website or using any information provided on this website (for personal use or for third parties), you signify your agreement to be bound by the Terms of Use below.

Updates to this Disclaimer and these Terms of Use

This document may be updated at any time. Therefore, wealthÖphilia.com advises you to download and read it again regularly to ensure that you are informed of any changes. The date on which this document was last updated is shown below.

Use of the wealthÖphilia.com website

Subject to these Terms of Use, you may not:

• systematically copy (whether by printing off onto paper, storing on disk or in any other way) substantial parts of the wealthÖphilia.com website; except where wealthÖphilia.com provides a download-link.
• remove, change or obscure in any way any of the content of the wealthÖphilia.com website or otherwise use any material contained on the wealthÖphilia.com website except as set out in these Terms of Use;
• use the wealthÖphilia.com website or any of the information contained thereon for unlawful purposes.
• pass on or make available all or part of the wealthÖphilia.com website, data or documents from the wealthÖphilia.com website to third parties for your own commercial purposes, whether for free or in return for payment.

No investment advice offered by wealthÖphilia.com

No information published on the wealthÖphilia.com website constitutes financial, legal, tax or other advice, nor should any investment or any other decision be made solely based on this information. Investments in any of the investment instruments described on the wealthÖphilia.com website should only be made after carefully studying the corresponding prospectus and fund contract as well as the annual or half-yearly report including all the legal information therein. You should study and obtain all information from various resources available before making any investment decision.

Information not tailored to your situation

The information contained on the wealthÖphilia.com website is neither tailored to nor oriented towards your individual situation. Therefore, such information may be completely unsuitable for or inapplicable to your individual investment decisions. You should obtain personal advice from our qualified expert before making any investment decision.

No offer

No information published on this website constitutes a solicitation, offer or recommendation to buy or sell any investment instruments or to conclude any other transactions or any legal acts whatsoever.

Forward-looking statements

The value of an investment may fall as well as rise at any time. The future performance of an investment cannot be deduced from previous market value. Therefore, good performance in the past does not guarantee good performance in the future. Investments in equity are subject to market fluctuations and therefore carry a higher level of risk. Therefore, wealthÖphilia.com cannot guarantee that any capital invested will maintain its value or increase in value. The wealthÖphilia.com website may contain forward-looking statements. Even if such forward-looking statements reflect the views and future expectations of the corresponding fund providers, a series of risks, uncertainties and other factors may cause actual developments and results to diverge substantially from the fund providers’ expectations. WealthÖphilia.com is not obliged (and explicitly declines any obligation) to update or change the forward-looking statements of the corresponding fund providers, on the basis of either new information or future events or for any other reason.

Copyright

The entire content of the wealthÖphilia.com website is subject to copyright with all rights reserved by wealthÖphilia.com. You may save or print out a hard copy of individual pages and/or sections of the wealthÖphilia.com website provided that you do not remove any copyright notices or any other legally protected proprietary notices.

No links to the wealthÖphilia.com website

You may not link to the wealthÖphilia.com website.

Trademarks

Nothing on this website shall be construed as granting any licence or right to use any image, registered trademark, logo or software. Downloading or copying of this website or of parts thereof shall not transfer any title to you. WealthÖphilia.com reserves all rights (in particular with respect to copyrights and trademark ownership) to all material on the wealthÖphilia.com website and will enforce their rights to the full extent of the law.

Distribution licences for investment instruments and shares

Fund information and documents are provided either by wealthÖphilia.com, by the different data providers or by the fund providers themselves. If the information and documents are published on the wealthÖphilia.com website by WealthÖphilia, then wealthÖphilia.com will rely on the information provided by the fund providers regarding distribution licences for the investment instruments. WealthÖphilia.com cannot be held liable for incorrect information regarding distribution licences.

Location of users and additional regional information

The wealthÖphilia.com website is exclusively targeted for users from India or Indian Origins.

Computer viruses, malware and spyware

Furthermore, wealthÖphilia.com disclaims all liability for any tampering with the Internet user’s computer system by unauthorized parties. In this regard, wealthÖphilia.com expressly draws attention to the risk of viruses and the possibility of targeted attacks from malware and spyware programs. In order to combat viruses, it is recommended that the most recent browser versions be used and that anti-virus software be installed and continually updated. As a rule, the opening of any email from an unknown source as well as any unexpected attachment to an email message should be avoided.

Availability of the wealthÖphilia.com website

wealthÖphilia.com may suspend the operation of the wealthÖphilia.com website at any time for maintenance or repair work or to update or improve the website’s content or functionality. WealthÖphilia.com does not warrant that access to or use of the website or of any sites or pages linked to it will be uninterrupted or error free.

Entire understanding

This document forms the entire understanding between you and wealthÖphilia.com with respect to use of the wealthÖphilia.com website and supersedes all previous agreements, understandings and representations relating to use thereof.